Case 22: SOE investment compliance

This case corresponds to USE-CASES scenario 22, “Compliance review of investment amounts for SOE project approval (requirement 18)”. It belongs to the state-owned assets supervision domain, targeting the pre-meeting compliance review stage before an SOE investment project is submitted for approval. It automatically determines the approval level corresponding to the investment amount, verifies the negative list and capital red lines, and caps the approved contribution in stages according to the authorized amount and investment direction.

Industry scenario

Before approval, SOE investment projects must undergo compliance review. Project elements include: project type (core business MAIN / non-core business NON_MAIN / financial FINANCIAL / real estate REAL_ESTATE), declared total investment, self-owned capital ratio, debt-to-asset ratio, board-authorized contribution amount, whether a feasibility study report and a risk assessment report have been issued, and the expected annual return rate. The review conclusion has three tiers: COMPLIANT (approved), CONDITIONAL (approved with conditions, requiring supplementary materials or debt reduction before the meeting), and NON_COMPLIANT.

Approval authority is tiered by investment amount: 100 million yuan or more must be reported to the state-owned assets regulator (SASAC), 50 million yuan or more to the group board (GROUP), 10 million yuan or more to the company board (BOARD), 3 million yuan or more to the executive management (EXECUTIVE), and the rest is decided by the internal decision body (INTERNAL). The system computes the required level (requiredLevel) from the declared total investment and the granted level (grantedLevel) from the board-authorized contribution amount separately; when the authorization is insufficient, it requires escalation of the approval procedure.

The contribution amount is subject to dual control by direction and authorization: the approved contribution first takes the smaller of the declared amount and the authorized amount; non-core business projects are capped at 30 million yuan; financial and real estate projects are on the negative list and their approved contribution is zeroed out. Hard non-compliance items also include: investing in financial or real estate negative-list sectors, a single non-core-business investment of 50 million yuan or more without special approval, a self-owned capital ratio below the 30% red line, and a debt-to-asset ratio above the 80% red line.

Conditional items cover non-core-business investments (below 50 million yuan) requiring special justification, a self-owned capital ratio between 30% and 40%, a debt-to-asset ratio between 70% and 80%, missing feasibility or risk assessment reports, an expected return rate below the 3% cost-of-capital benchmark, and insufficient authorization level. When there are no blocking items but the approved contribution is lower than the declared amount, a contribution capping note is appended. The decision result carries both the required and granted levels, the approved contribution, and all findings, directly forming the compliance opinion for the meeting.

Business pain points

Approval authority thresholds change with authorization policy revisions: the four thresholds 3/10/50/100 million yuan and the level names are defined by the group authorization management policy; after a leadership change or policy revision they must be adjusted quickly, while hard-coding them into the investment system leads to long release cycles.
Direction control is staged capping, not simple rejection: taking the smaller of the authorized and declared amounts, capping non-core business at 30 million yuan, and zeroing out financial/real estate are capping rules that become hard to reconcile when scattered across Java branches.
Compliance items split into blocking and conditional categories: red-line items must be judged NON_COMPLIANT, while missing materials or low ratios can only be CONDITIONAL; mixing the two categories easily leads to the error of “letting a red line pass as conditional”.
Approval levels must be compared and rendered as Chinese names: codes like SASAC/GROUP/BOARD must first be numericized for comparison, then mapped back to Chinese level names such as “国资监管机构/集团董事会” for the rectification opinion.
Approval opinions must be traceable and auditable: state-owned assets supervision requires every non-compliance item, escalation path, and approved contribution to be presented item by item in the meeting materials.
Domestic-stack SOE environments and legacy JDK 8 systems: a heavy rule platform cannot be introduced for a single compliance step.

Solution architecture

This case follows the six-piece skeleton: input model + decision result model + rule interface + XML rule script + Service orchestration + 6 groups of tests based on real business scenarios.

Layer	Responsibility	Files
Domain model	SOE investment approval elements and compliance decision result (conclusion / two levels / approved contribution / non-compliance items)	SoeInvestmentApplication.java, InvestmentComplianceDecision.java
Rule set and XML	Approval-level amount thresholds, authorization and direction staged capping rules	SoeInvestmentRules.java, soe-investment.xml
Orchestration service	Negative list and capital red-line checks, blocking/conditional triage, level numeric comparison and Chinese name mapping	SoeInvestmentService.java
Tests	6 investment scenarios (core business compliant / three conditional items / real estate veto / non-core capping / self-owned capital red line / authorization escalation)	SoeInvestmentServiceTest.java

Rule method breakdown

Rule method	Rule	Score / output
`approvalLevel`	Approval level for an amount: >=100M yuan SASAC, >=50M GROUP, >=10M BOARD, >=3M EXECUTIVE, otherwise INTERNAL	Five levels
`cappedApprovedWan`	Take the smaller of declared and authorized amounts; NON_MAIN capped at 3000 wan; FINANCIAL / REAL_ESTATE zeroed	Contribution in wan yuan

Code implementation (complete & runnable)

Place the following files into the test directory of a JQuick-Java project following the source package structure: the two models go into src/test/java/com/github/paohaijiao/demo/model/, the rule interface and test class into src/test/java/com/github/paohaijiao/demo/, the Service into src/test/java/com/github/paohaijiao/demo/service/, and the XML script into src/test/resources/demo/, keeping the original package names (com.github.paohaijiao.demo / .model / .service). Then run mvn test -Dtest=SoeInvestmentServiceTest to execute all 6 test cases.

SoeInvestmentApplication.java

package com.github.paohaijiao.demo.model;

import lombok.AllArgsConstructor;
import lombok.Data;
import lombok.NoArgsConstructor;

/**
 * 国有企业投资项目立项要素
 */
@Data
@NoArgsConstructor
@AllArgsConstructor
public class SoeInvestmentApplication {

    /**
     * 项目编号
     */
    private String projectId;

    /**
     * 项目名称
     */
    private String projectName;

    /**
     * 项目类型：MAIN-主业 / NON_MAIN-非主业 / FINANCIAL-金融类 / REAL_ESTATE-房地产类
     */
    private String projectType;

    /**
     * 申报总投资额（万元）
     */
    private int totalInvestmentWan;

    /**
     * 自有资金占总投资比例（整数百分比）
     */
    private int selfOwnedRatio;

    /**
     * 资产负债率（整数百分比）
     */
    private int debtRatio;

    /**
     * 董事会已授权出资额度（万元）
     */
    private int boardApprovalAmountWan;

    /**
     * 是否出具可行性研究报告
     */
    private boolean hasFeasibilityReport;

    /**
     * 是否出具风险评估报告
     */
    private boolean hasRiskAssessment;

    /**
     * 预期年收益率（整数百分比）
     */
    private int expectedReturnRate;
}

InvestmentComplianceDecision.java

package com.github.paohaijiao.demo.model;

import lombok.Data;

import java.util.ArrayList;
import java.util.List;

/**
 * 国资投资项目立项合规决策结果
 */
@Data
public class InvestmentComplianceDecision {

    /**
     * 项目编号
     */
    private String projectId;

    /**
     * 合规结论：COMPLIANT-合规通过 / CONDITIONAL-附条件通过 / NON_COMPLIANT-不合规
     */
    private String result;

    /**
     * 按投资额应履行的审批层级：SASAC / GROUP / BOARD / EXECUTIVE / INTERNAL
     */
    private String requiredLevel;

    /**
     * 现有授权对应的审批层级
     */
    private String grantedLevel;

    /**
     * 经负面清单、授权额度截断后的核定出资额（万元）
     */
    private int cappedAmountWan;

    /**
     * 不合规项与整改要求
     */
    private List<String> findings = new ArrayList<String>();

    public void addFinding(String finding) {
        this.findings.add(finding);
    }
}

SoeInvestmentRules.java

package com.github.paohaijiao.demo;

import com.github.paohaijiao.xml.param.Param;

/**
 * 场景 22：国资项目立项投资额度合规规则集
 * <p>
 * 按投资额度划分审批层级（300/1000/5000/10000 万四级阈值），
 * 并按负面清单与授权额度对出资额分段截断。
 * 规则脚本见 {@code src/test/resources/demo/soe-investment.xml}。
 */
public interface SoeInvestmentRules {

    /** 投资额度对应的审批层级：国资委 / 集团 / 公司董事会 / 经营层 / 内部 */
    String approvalLevel(@Param("amountWan") int amountWan);

    /** 核定出资额：授权额度与申报额取小，非主业 3000 万封顶，金融地产清零 */
    int cappedApprovedWan(@Param("requestedWan") int requestedWan,
                         @Param("grantedWan") int grantedWan,
                         @Param("projectType") String projectType);
}

investment.xml

class="header">

<?xml version="1.0" encoding="UTF-8"?>
<!DOCTYPE javas PUBLIC "-//PAOHAIJIAO//DTD API JAVA 1.0//EN"
        "classpath:paohaijiao/dtd/Jquick-java.dtd">
<javas namespace="com.github.paohaijiao.demo.SoeInvestmentRules">
 <!-- 审批层级：10000/5000/1000/300 万四级阈值 -->
    <java name="approvalLevel" returnClass="java.lang.String">
        <![CDATA[
            str def approvalLevel(int:amountWan) {
                if (amountWan >= 10000) {
                    return "SASAC";
                } else if (amountWan >= 5000) {
                    return "GROUP";
                } else if (amountWan >= 1000) {
                    return "BOARD";
                } else if (amountWan >= 300) {
                    return "EXECUTIVE";
                } else {
                    return "INTERNAL";
                }
            }
        ]]>
    </java>
 <!-- 出资额截断：授权与申报取小，非主业 3000 万封顶，金融地产清零 -->
    <java name="cappedApprovedWan" returnClass="int">
        <![CDATA[
            int def cappedApprovedWan(int:requestedWan, int:grantedWan, str:projectType) {
                int limit = grantedWan;
                if (requestedWan < limit) {
                    limit = requestedWan;
                }
                if (projectType == "NON_MAIN") {
                    if (limit > 3000) {
                        limit = 3000;
                    }
                }
                if (projectType == "FINANCIAL") {
                    limit = 0;
                }
                if (projectType == "REAL_ESTATE") {
                    limit = 0;
                }
                return limit;
            }
        ]]>
    </java>
 style="--0:#7FDBCA"></javas>

a">SoeInvestmentService.java